海轩峰惠 海轩峰惠
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六大核心能力领域,覆盖支付跨境数字金融文旅物联网AI 定制开发Six core capability areas — payments, cross-border, digital finance, travel, IoT and custom AI development.

支付与数字生活Payments 跨境与国际业务Cross-border 数字金融与财富科技Digital finance 文旅与生活服务Travel 物联网与智能硬件IoT AI 与软件定制开发Custom AI
阿里巴巴 Alibaba 蚂蚁集团 Ant Group

团队成员来自阿里巴巴 · 蚂蚁集团,大厂经验拥有近 15 年Team members from Alibaba & Ant Group, with close to 15 years of big-tech experience

核心团队成员均为阿里巴巴集团及蚂蚁集团资深骨干,曾深度参与支付宝、余额宝、飞猪旅行、蚂蚁国际收单、本地生活、蚂蚁财富等亿级用户产品的架构设计与技术攻坚。产品懂技术,技术懂业务,双轮驱动是我们的核心竞争力。Core members are senior contributors from Alibaba Group and Ant Group, deeply involved in the architecture and engineering of products serving hundreds of millions of users — Alipay, Yu'e Bao, Fliggy, Ant international acquiring, local services and Ant Fortune. Product people who understand technology, engineers who understand business: that dual drive is our core competitiveness.

核心能力 · 团队实战经验Core capability · hands-on experience

我们的核心团队拥有近 15 年的金融科技一线研发与业务经验,曾深度参与头部互联网金融及支付平台的核心系统建设,能够为客户提供从架构设计到落地交付的全链路技术支撑。Our core team brings close to fifteen years of front-line fintech engineering and business experience, having worked deep inside the core systems of leading internet-finance and payment platforms — full-chain technical support from architecture design to delivery.

01
PAYMENTS & DIGITAL LIFE 支付与数字生活Payments & digital life

团队在线上线下支付、商户收单、聚合支付及数字生活服务平台等领域拥有丰富的系统建设经验,熟悉高并发、高可用的交易系统架构。Deep system-building experience across online and offline payments, merchant acquiring, aggregated payment and digital-life platforms, with fluency in high-concurrency, high-availability transaction architecture.

02
CROSS-BORDER & GLOBAL 跨境与国际业务Cross-border & international

具备跨境支付、全球收单、多币种账户与外汇结算等国际业务的技术实践经验,熟悉不同市场的合规与本地化适配要求,可支撑企业出海的支付与结算需求。Hands-on experience in cross-border payments, global acquiring, multi-currency accounts and FX settlement, with knowledge of market-by-market compliance and localisation — supporting payment and settlement for companies going global.

03
DIGITAL FINANCE & WEALTH TECH 数字金融与财富科技Digital finance & wealth tech

在财富管理、消费信贷、保险科技等金融科技场景中积累了成熟的技术方案能力,可为持牌金融机构提供智能风控、账务清结算等技术服务,不涉及自营金融业务。Mature solution capability across wealth management, consumer credit and insurtech — intelligent risk control, accounting, clearing and settlement technology for licensed financial institutions — we do not operate financial services ourselves.

04
TRAVEL & LIFESTYLE 文旅与生活服务Travel & lifestyle services

在出行、酒旅、票务等文旅数字化场景中拥有平台搭建与系统集成经验,助力文旅企业实现线上化、数字化运营。Platform build and system integration experience across mobility, hotel, travel and ticketing scenarios — helping travel businesses move online and operate digitally.

05
IOT & SMART HARDWARE 物联网(IoT)与智能硬件IoT & smart hardware

在物联网设备接入、智能终端、设备互联与数据采集等领域具备技术积累,可为智慧零售、智能支付终端、智慧场景等提供软硬件一体化解决方案。Capability in device onboarding, smart terminals, device interconnection and data collection — integrated hardware-and-software solutions for smart retail, payment terminals and connected scenarios.

06
AI & CUSTOM SOFTWARE AI 与软件定制开发AI & custom software

依托前沿 AI 技术能力,承接各类软件系统的定制开发,涵盖智能应用、数据平台、企业级系统等,帮助客户提升数字化竞争力。Custom development of software systems on frontier AI capability — intelligent applications, data platforms and enterprise systems that strengthen our clients’ digital competitiveness.

AI 技术服务AI services

从模型选型到系统落地,提供可直接交付的 AI 技术服务。From model selection to production deployment — AI technology services ready to deliver.

01
AUTONOMOUS AI AGENTS AI Agent 智能体研发AI agent R&D

研发具备自主决策、任务规划和工具调用能力的 AI 智能体,实现复杂工作流的全面自动化升级。We build AI agents with autonomous decision-making, task planning and tool-calling capabilities, upgrading complex workflows to full automation.

自主决策Autonomous decisions 任务规划Task planning 工具编排Tool orchestration
02
CUSTOM AI ENGINEERING AI 软件定制开发Custom AI software

基于大语言模型、计算机视觉、NLP 等前沿技术,为企业量身定制 AI 应用软件。Tailor-made AI application software for enterprises, built on large language models, computer vision, NLP and other frontier technologies.

大语言模型LLM 计算机视觉Computer vision NLPNLP
03
FINANCIAL INTELLIGENCE 金融 AI 解决方案Financial AI solutions

智能风控、量化分析、反欺诈——将多年蚂蚁金融风控经验与 AI 深度融合。Intelligent risk control, quantitative analysis and anti-fraud — years of Ant financial risk-control experience deeply fused with AI.

智能风控Risk control 量化分析Quant analysis 反欺诈Anti-fraud

终端能力Delivery platforms

同一套业务能力,交付到用户所在的每一个终端。One set of business capabilities, delivered to every platform your users are on.

移动 APPMobile apps

iOS 与 Android 双端原生及跨端方案,覆盖支付、账户与实时数据等高频场景。Native and cross-platform iOS and Android builds covering payments, accounts and real-time data.

小程序Mini programs

微信、支付宝等生态小程序开发与运营,快速触达用户并打通既有业务系统。WeChat and Alipay mini programs — fast reach to users, connected to your existing systems.

PC 网站Web platforms

企业官网、管理后台与业务中台,响应式适配,支撑高并发访问与数据可视化。Corporate sites, admin consoles and business platforms — responsive, high-concurrency and data-rich.

技术栈Technology stack

全栈 AI 技术体系,从模型到应用的完整能力闭环。A full-stack AI technology system — a closed loop from model to application.

大语言模型Large language models

LLM 微调 · RAG · Prompt 工程Fine-tuning · RAG · prompting

AI Agent

自主决策 · 任务规划 · 工具编排Decisions · planning · orchestration

系统架构System architecture

亿级分布式 · 高可用微服务Mass-scale distributed · HA microservices

金融风控Financial risk control

反欺诈引擎 · 信用评估Anti-fraud engine · credit scoring

数据智能Data intelligence

多模态分析 · 智能决策Multimodal analysis · decisioning

高性能计算High-performance computing

GPU 推理加速 · 模型量化GPU inference · quantisation

系统集成System integration

API 对接 · 企业中间件API integration · middleware

云原生Cloud native

容器化部署 · 弹性架构Containerised · elastic architecture